Prior to the pandemic, March was a great month for banks and credit card companies to set up a booth on college campuses, alluring students with the draw of free teeshirts, pens and stress balls when you sign up for a credit card. While, you may not find your local bank on your campus today, March is still National Credit Education Month; and while you may not score a free tee-shirt, you can gain knowledge on your credit score, debt and credible credit sources.

To find out your credit score go to:

  1. Equifax
  2. TransUnion
  3. Experian

“The total amount of credit card debt in the United States passed the $1 trillion (with a T!) in 2019. The average American household with a credit card owes $8,398.”

Don’t be the average!

Credit scores can be tricky to understand when you are new to the game. Do not hesitate to become educated by asking an employee at your local bank, a Professor in Finance or using the plethora of resources on the internet.

It is never too early to learn about credit and best practices for obtaining a great credit score.

Why?

A great credit score can win you easier approval when it comes to getting a rental house, apartment, car insurance, cell phones, lower interest rates, loans and of course- bragging rights!